Credit
Monitoring
Our “Credit Monitoring” training program is designed to equip financial professionals with the skills and tools necessary to effectively monitor and manage credit portfolios. This program is ideal for credit analysts, risk managers, loan officers, and financial controllers responsible for ongoing credit risk management.
Overview
This training program covers the essential techniques and strategies for monitoring credit risk over the life of a loan or credit facility. Participants will learn how to track borrower performance, detect early warning signs of credit deterioration, and take proactive measures to mitigate risk. The program emphasizes the importance of continuous monitoring in maintaining the health of a credit portfolio and ensuring regulatory compliance.
Program Highlights
Fundamentals of Credit Monitoring
Introduction to the key concepts and importance of continuous credit monitoring in financial institutions.
Key Performance
Indicators (KPIs)
Learn how to identify and track critical KPIs that signal changes in borrower creditworthiness.
Early
Warning Systems
Develop skills in setting up and using early warning systems to detect potential credit issues before they escalate.
Portfolio Risk
Assessment
Techniques for assessing and managing the overall risk of a credit portfolio, including stress testing and scenario analysis.
Proactive Risk
Mitigation
Strategies for taking timely action to mitigate risks, including restructuring loans and adjusting credit terms.
Regulatory & Compliance Considerations
Overview of regulatory requirements related to credit monitoring, ensuring adherence to industry standards.
Benefits
Enhanced Monitoring Skills
Gain the ability to effectively monitor credit portfolios and identify risks early.
Improved Risk Management
Learn proactive strategies to manage and mitigate credit risks, reducing the likelihood of defaults.
Timely Decision-Making
Develop the skills to make informed decisions quickly in response to changes in borrower circumstances.
Stronger Portfolio Health
Ensure the long-term stability and profitability of your credit portfolio through continuous monitoring.